Financial and social efficiency of microcredit programs of partner organizations of Pakistan Poverty Alleviation Fund.

ABSTRACT: This paper examines the financial and social efficiency of the microcredit programs offered by the Pakistan Poverty Alleviation Fund partner organizations. Panel data concerning variables of interest are collected from Pakistan Microfinance Network, covering a minimum of 14 partner organizations (in 2005) to a maximum of 35 partner organizations (in 2014). The data is analyzed using the Data Envelopment Analysis, assuming both constant and variable returns to scale scenarios and the operational scale of the partner organizations. Trends in average efficiency scores have been analyzed to assess the mission drift of the partner organizations. Results reveal that managerial inefficiency is more pronounced than the sub-optimal production scale in all three scenarios under consideration. Moreov

SUBMITTER: Ali Z 

PROVIDER: S-EPMC10038267 | biostudies-literature | 2023

REPOSITORIES: biostudies-literature