Choice of high-deductible health plans among enrollees with a substance use disorder.

ABSTRACT:

Introduction

High-deductible health plans (HDHPs) expose enrollees to increased out-of-pocket costs for their medical care, which can exacerbate the undertreatment of substance use disorders (SUDs). However, the factors that influence whether an enrollee with SUD chooses an HDHP are not well understood. In this study, we examine the factors associated with an individual with an SUD's decision to enroll in an HDHP.

Methods

Using de-identified administrative commercial claims and enrollment data from OptumLabs (2007-2017), we identified individuals at employers offering at least one HDHP and one non-HDHP plan. We modeled whether an enrollee chose an HDHP using linear regression on plan and enrollee demographic characteristics. Key plan characteristics included whether a plan h

SUBMITTER: Meiselbach MK 

PROVIDER: S-EPMC10565842 | biostudies-literature | 2023 Nov

REPOSITORIES: biostudies-literature