Personal, environmental and behavioral predictors associated with online fraud victimization among adults.

ABSTRACT:

Background

Online malicious attempts such as scamming continue to proliferate across the globe, aided by the ubiquitous nature of technology that makes it increasingly easy to dupe individuals. This study aimed to identify the predictors for online fraud victimization focusing on Personal, Environment and Behavior (PEB).

Methods

Social Cognitive Theory (SCT) was used as a guide in developing the PEB framework. Specifically, three factors were identified-Self-awareness (Personal), Attitude (Personal and Environment) and Safe Practice (Behavior) as the potential predictors for online fraud victimization. A self-reporting questionnaire was developed based on the PEB framework and used to collect data targeting Malaysian adults. The study reports result from two separate dataset

SUBMITTER: Balakrishnan V 

PROVIDER: S-EPMC11778706 | biostudies-literature | 2025

REPOSITORIES: biostudies-literature