Financing healthcare services: a qualitative assessment of private health insurance schemes in Ghana.

ABSTRACT:

Background

Health financing in Ghana aims for universal access to healthcare, with both public and private insurance schemes playing vital roles. The National Health Insurance Scheme (NHIS) addresses out-of-pocket expenses but faces enrollment and trust issues. However, 12 licensed Private Health Insurance Schemes (PHISs) offer complementary services, enhancing healthcare access and quality through additional coverage and service delivery. This study aimed to assess the operations and performance of PHIS in Ghana.

Methods

The research utilized a qualitative descriptive design, focusing on registered PHIS providing services to Ghanaians. A convenient sampling technique was employed for data collection. Data was gathered through face-to-face interviews with participants until

SUBMITTER: Asante A 

PROVIDER: S-EPMC11806611 | biostudies-literature | 2025 Feb

REPOSITORIES: biostudies-literature