Factors shaping subjective financial well-being in emerging adults: A comparative study of Italy and Germany.

ABSTRACT: Academics and policymakers recognize the growing importance of subjective financial well-being for emerging adults, yet little is known about the factors influencing the subjective financial well-being perceived by the emerging adult population. We aim to investigate the role of socio-demographic characteristics (job type, age, country of residence), individual differences in financial knowledge (financial literacy), skills (financial behavior), cognitive response styles (impulsiveness, future orientation, and maximization), and attitudinal components (trust in governmental institutions and financial professionals) in shaping subjective financial well-being among emerging adults in Italy and Germany, representing the Mediterranean and Northern models of the transitions to adulthood, respec

SUBMITTER: Miccoli MR 

PROVIDER: S-EPMC12011218 | biostudies-literature | 2025

REPOSITORIES: biostudies-literature