Area-level credit scores and symptoms of depression and anxiety in adults.

ABSTRACT: Area-level credit scores may capture aspects of a neighborhood's resources and history that may affect population mental health beyond income and other demographic determinants. Using a sample of 511 363 adults in 1438 Pennsylvania ZIP codes who completed the COVID-19 Trends and Impact Survey, we assessed the relationship between area-level VantageScores (9 categories from <675 to ≥850) and individual mental health. We estimate odds and predicted probability of depression and anxiety symptoms, adjusting for demographics and median household income. Given a history of discrimination and unequal access to the benefits of assets, we assess whether the relationship between area credit scores and individual mental health was different for different gender, age, race and ethnicity, and education

SUBMITTER: Ettman CK 

PROVIDER: S-EPMC12055470 | biostudies-literature | 2025 May

REPOSITORIES: biostudies-literature