Minority-owned small businesses and employer-sponsored health insurance.

ABSTRACT: Employer-sponsored health insurance (ESI) is a primary source of health coverage for working-aged adults in the U.S. Although most larger employers offer ESI, 46% of U.S. workers are employed by small businesses, which offer ESI at less than half the rate of large businesses. We extend prior research by examining detailed racial/ethnic ownership of small businesses and trends in offering ESI throughout the rollout of the Affordable Care Act's (ACA) small business policies. We use restricted data from the Census Bureau's 2012 Survey of Business Owners and the 2014-2016 waves of the Annual Survey of Entrepreneurs. Binary logistic regression allows us to examine whether the racial/ethnic composition of the business owners is associated with offering ESI, within each of the four waves of data.

SUBMITTER: Tran MK 

PROVIDER: S-EPMC12410354 | biostudies-literature | 2025 Sep

REPOSITORIES: biostudies-literature