Health Care Affordability Problems by Income Level and Subsidy Eligibility in Medicare.

ABSTRACT:

Importance

Standard Medicare benefits include substantial cost sharing, often resulting in high out-of-pocket expenses for beneficiaries. Financial assistance programs help mitigate these costs by covering Medicare Parts A and B premiums and cost sharing for beneficiaries with limited assets and incomes below 100% of the federal poverty level (FPL) and premiums for beneficiaries with incomes between 100% and 150% of the FPL.

Objective

To examine health care affordability problems among Medicare beneficiaries by income levels aligned with subsidy eligibility.

Design, setting, and participants

This cross-sectional study of Medicare beneficiaries using data from the 2018-2022 Medical Expenditure Panel Survey was conducted from December 2024 through March 2025.

Exposur

SUBMITTER: Park S 

PROVIDER: S-EPMC12455370 | biostudies-literature | 2025 Sep

REPOSITORIES: biostudies-literature