Impact of India's publicly funded health insurance scheme on financial risk protection: a case-control study from Haryana state in India.

ABSTRACT:

Objective

This paper examines the impact of India's National Publicly Funded Health Assurance Scheme, Ayushman Bharat Pradhan Mantri Jan Aarogya Yojana (PM-JAY), in Haryana on out-of-pocket (OOP) expenses and catastrophic health expenditure (CHE).

Design

We conducted a case-control study using a stratified random sampling approach.

Settings

Six districts in Haryana, based on utilisation, were selected: Mewat, Faridabad, Sonipat, Ambala, Kurukshetra and Karnal.

Participants

A total sample size of 772 individuals, that is, 386 PM-JAY beneficiaries (cases) and non-beneficiaries (controls) each.

Intervention

Data were collected using a semistructured questionnaire covering household demographics and expenditure details. The interview gathered information on

SUBMITTER: Kumar AP 

PROVIDER: S-EPMC12458760 | biostudies-literature | 2025 Sep

REPOSITORIES: biostudies-literature