The impact of migrant work experience on rural households' participation in digital finance: Evidence from China.

ABSTRACT: Currently, the development of digital finance in China's rural areas remains in its early stages. The proportion of rural households participating in digital finance and the types of participation are relatively low. This hinders the realization of digital finance's inclusive effects. This paper examines the influence of migrant work experience on participation in digital financial of rural households using data from the China Household Finance Survey (CHFS). The findings suggest that migrant work experience significantly increases the probability of rural households' digital financial participation and increases the breadth of participation. Heterogeneity analysis finds that migrant work experience promotes digital financial participation more for rural households with migrant formal work

SUBMITTER: Xu F 

PROVIDER: S-EPMC12637937 | biostudies-literature | 2025

REPOSITORIES: biostudies-literature