Racial/ethnic Variations in the Association Between Financial Strain and Well-Being: Evidence from the United Kingdom Household Longitudinal Survey.

ABSTRACT: Financial strain is a major social stressor that adversely affects well-being, yet few studies have comprehensively examined whether its association differs by race/ethnicity. This study investigates whether the relationship between financial strain and two key outcomes-mental health and life satisfaction-varies across racial/ethnic groups using longitudinal data. Drawing on 13 waves of the United Kingdom Household Longitudinal Survey (UKHLS), spanning 2009-2010 to 2021-2022 and comprising 58,029 individuals and 417,766 person-years, we apply fixed-effects regression models to assess within-individual changes over time. Results show that financial strain is consistently associated with poorer mental health and lower life satisfaction. However, racial/ethnic variation emerges only in relati

SUBMITTER: Chai L 

PROVIDER: S-EPMC12678589 | biostudies-literature | 2025

REPOSITORIES: biostudies-literature