Development and validation of a new comprehensive measurement tool for health insurance literacy.

ABSTRACT:

Background

Health insurance literacy (HIL) reflects individuals' ability to understand, select, and effectively use health insurance, impacting healthcare access and utilization. Existing measurement tools often lack comprehensiveness or contextual relevance. This study aimed to develop a comprehensive questionnaire for measuring HIL, encompassing all recognized dimensions and expanding upon the Health Insurance Literacy Measure (HILM), while also adapting it to the specific cultural and national context, using Israel as a case study and proof of concept.

Methods

A multi-phase methodology was employed to develop a comprehensive HIL questionnaire, including an extensive literature review, expert consultations, and iterative pilot testing to ensure cultural and contextual rele

SUBMITTER: Ron R 

PROVIDER: S-EPMC12687537 | biostudies-literature | 2025 Dec

REPOSITORIES: biostudies-literature