Payment compliance of informal sector workers in Indonesia National Health Insurance: a study on ability and willingness to pay.

ABSTRACT:

Background

Currently, the Indonesian National Health Insurance (NHI) covers over 90% of the population. However, around 18% of the enrolees are inactive, failing to pay premiums regularly, with proportions varying across membership types. This situation could impede access to health services and influence overall enrolees' health. This study seeks to assess the ability and willingness to pay, and to identify the factors influencing them among informal workers in relation to compliance and commitment to NHI premium payments.

Methods

This nation-wide survey covered fifteen districts and 4,059 respondents, examining the ability to pay and willingness to pay among informal sector workers under the NHI scheme. Willingness to pay was calculated using a bidding game, while ability

SUBMITTER: Hidayat MS 

PROVIDER: S-EPMC12751471 | biostudies-literature | 2025 Nov

REPOSITORIES: biostudies-literature