From Criticism to Comfort: The Relational Benefits of Long-Term Care Insurance.

ABSTRACT:

Objectives

The objective of this study is to examine whether potentially eligible individuals with Partnership Long-Term Care Insurance (PLTCI) program experience stronger social networks and improved interpersonal relationships compared to those without coverage.

Study setting and design

Our analysis utilizes data from the Health and Retirement Study (HRS), a longitudinal survey of U.S. adults aged 50 and older, incorporating responses from the Leave-Behind Questionnaire administered biennially from 2004 to 2018. We merge these data with a dataset tracking state-level implementation of the PLTCI program, enabling us to construct a binary indicator of policy exposure based on respondents' state of residence. Using ordinary least squares (OLS) regression with two-way fixed ef

SUBMITTER: Zai X 

PROVIDER: S-EPMC12857447 | biostudies-literature | 2026 Feb

REPOSITORIES: biostudies-literature