Navigating health insurance selection for in vitro fertilization (IVF) benefits: A study protocol.

ABSTRACT:

Introduction

A large public university added health insurance coverage of 50 % co-insurance for up to two cycles of in vitro fertilization (IVF) to eligible faculty and staff.

Methods

We describe the design and conduct of a randomized controlled trial to evaluate the effectiveness of a health insurance educational intervention on health insurance literacy and IVF benefit utilization. The intervention materials included 1) Key insurance terms; 2) Examples of premiums and deductibles across the insurance plan options; 3) Examples of how premiums and deductibles affect out-of-pocket costs; and 4) A guide to find in-network providers/facilities. The primary outcome is health insurance literacy. Secondary outcomes are IVF services and insurance benefit utilization, out-of-pocket

SUBMITTER: Dayo O 

PROVIDER: S-EPMC12916094 | biostudies-literature | 2025 Aug

REPOSITORIES: biostudies-literature