A Longitudinal Investigation of Willingness to Pay for Health Insurance in Germany.

ABSTRACT:

Objective

To investigate factors affecting willingness to pay (WTP) for health insurance of older adults in a longitudinal setting in Germany.

Data sources

Survey data from a cohort study in Saarland, Germany, from 2008-2010 and 2011-2014 (n₁  = 3,124; n₂  = 2,761) were used.

Study design

Panel data were taken at two points from an observational, prospective cohort study.

Data collection

WTP estimates were derived using a contingent valuation method with a payment card. Participants provided data on sociodemographics, lifestyle factors, morbidity, and health care utilization.

Principal findings

Fixed effects regression models showed higher individual health care costs to increase WTP, which in particular could be found for members o

SUBMITTER: Bock JO 

PROVIDER: S-EPMC5441501 | biostudies-literature | 2017 Jun

REPOSITORIES: biostudies-literature