Use of Health Savings Accounts Among US Adults Enrolled in High-Deductible Health Plans.

ABSTRACT:

Importance

Health savings accounts (HSAs) can be used by enrollees in high-deductible health plans (HDHPs) to save for health care expenses before taxes. Expansion of and encouraging contributions to HSAs have been centerpieces of recent federal legislation. Little is known about how US residents who may be eligible for HSAs are using them to save for health care.

Objective

To determine which patients who may be eligible for an HSA do not have one and what decisions patients with HSAs make about contributing to them.

Design, setting, and participants

This cross-sectional national survey assessed an online survey panel representative of the US adult population. Adults aged 18 to 64 years and enrolled in an HDHP for at least 12 months were eligible to participate. Data

SUBMITTER: Kullgren JT 

PROVIDER: S-EPMC7368175 | biostudies-literature | 2020 Jul

REPOSITORIES: biostudies-literature