Access and utilization of financial services among poor HIV-impacted children and families in Uganda.

ABSTRACT: With high prevalence of both poverty and HIV, Sub-Saharan Africa (SSA) has one of the highest numbers of unbanked individuals and families. Although the use of savings products to promote financial inclusion among poor individuals and families has increasingly become more important to policy makers in SSA, limited research exists about the mechanisms and relative importance of institutional and individual-level factors associated with access and utilization of financial services. Using survey data and administrative bank records from a randomized controlled trial in southwestern Uganda, we find that given an opportunity, poor HIV-impacted families and individuals can engage with financial institutions and accumulate savings. Additionally, individual-level factors (e.g., household wealth, c

SUBMITTER: Sun S 

PROVIDER: S-EPMC7380492 | biostudies-literature | 2020 Feb

REPOSITORIES: biostudies-literature