Local religious beliefs and insurance companies' risk-taking behaviour.
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ABSTRACT: Supplementary information
The online version contains supplementary material available at 10.1057/s41288-021-00211-z.
SUBMITTER: Berry-Stolzle TR
PROVIDER: S-EPMC8022316 | biostudies-literature | 2022
REPOSITORIES: biostudies-literature
Publications
Local religious beliefs and insurance companies' risk-taking behaviour.
Berry-Stölzle Thomas R TR Xu Jianren J
The Geneva papers on risk and insurance. Issues and practice 20210406 2
We empirically examine the effect of local religious beliefs on the risk-taking behaviour of U.S. life insurers headquartered in that region. We distinguish between insurers that predominantly write annuities and insurers that predominantly write life insurance policies; the annuity business is relatively riskier than writing life insurance. Insurers headquartered in <i>high</i>-Catholic or <i>low</i>-Protestant areas are more likely to be annuity writers. Annuity writers located in <i>high</i>- ...[more]
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