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ABSTRACT: Objectives
Fraud in the aged is an emerging public health problem. An increasingly common form of deception is conducted online. However, identification of cognitive and socioemotional risk factors has not been undertaken yet. In this endeavor, this study extended previous work suggesting age effects on susceptibility to online deception.Methods
Susceptibility was operationalized as clicking on the link in simulated spear-phishing emails that young (18-37 years), young-old (62-74 years), and middle-old (75-89 years) Internet users received, without knowing that the emails were part of the study. Participants also indicated for a set of spear-phishing emails how likely they would click on the embedded link (susceptibility awareness) and completed cognitive and socioemotional measures to determine susceptibility risk profiles.Results
Higher susceptibility was associated with lower short-term episodic memory in middle-old users and with lower positive affect in young-old and middle-old users. Greater susceptibility awareness was associated with better verbal fluency in middle-old users and with greater positive affect in young and middle-old users.Discussion
Short-term memory, verbal fluency, and positive affect in middle-old age may contribute to resilience against online spear-phishing attacks. These results inform mechanisms of online fraud susceptibility and real-life decision-supportive interventions toward fraud risk reduction in aging.
SUBMITTER: Ebner NC
PROVIDER: S-EPMC8921760 | biostudies-literature | 2020 Feb
REPOSITORIES: biostudies-literature
Ebner Natalie C NC Ellis Donovan M DM Lin Tian T Rocha Harold A HA Yang Huizi H Dommaraju Sandeep S Soliman Adam A Woodard Damon L DL Turner Gary R GR Spreng R Nathan RN Oliveira Daniela S DS
The journals of gerontology. Series B, Psychological sciences and social sciences 20200201 3
<h4>Objectives</h4>Fraud in the aged is an emerging public health problem. An increasingly common form of deception is conducted online. However, identification of cognitive and socioemotional risk factors has not been undertaken yet. In this endeavor, this study extended previous work suggesting age effects on susceptibility to online deception.<h4>Methods</h4>Susceptibility was operationalized as clicking on the link in simulated spear-phishing emails that young (18-37 years), young-old (62-74 ...[more]