A Simple Question Goes a Long Way: A Wording Experiment on Bank Account Ownership.

ABSTRACT: Ownership of a bank account is an objective measure and should be relatively easy to elicit via survey questions. Yet, depending on the interview mode, the wording of the question and its placement within the survey may influence respondents' answers. The Health and Retirement Study (HRS) asset module, as administered online to members of the Understanding America Study (UAS), yielded substantially lower rates of reported bank account ownership than either a single question on ownership in the Current Population Survey (CPS) or the full asset module administered to HRS panelists (both interviewer-administered surveys). We designed and implemented an experiment in the UAS comparing the original HRS question eliciting bank account ownership with two alternative versions that were progressive

SUBMITTER: Angrisani M 

PROVIDER: S-EPMC9643168 | biostudies-literature | 2022 Nov

REPOSITORIES: biostudies-literature