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A secure operational model for mobile payments.


ABSTRACT: Instead of paying by cash, check, or credit cards, customers can now also use their mobile devices to pay for a wide range of services and both digital and physical goods. However, customers' security concerns are a major barrier to the broad adoption and use of mobile payments. In this paper we present the design of a secure operational model for mobile payments in which access control is based on a service-oriented architecture. A customer uses his/her mobile device to get authorization from a remote server and generate a two-dimensional barcode as the payment certificate. This payment certificate has a time limit and can be used once only. The system also provides the ability to remotely lock and disable the mobile payment service.

SUBMITTER: Chang TK 

PROVIDER: S-EPMC4217240 | BioStudies | 2014-01-01

SECONDARY ACCESSION(S): 10.1155/2014/626243

REPOSITORIES: biostudies

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